This week in RWRDS: BMO AIR MILES Cards get boosted earn rates for Costco and our new hotel bonus points search tool! Watch now

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Metro Moi

Metro and Food Basics stores in Ontario to move to Moi Rewards from AIR MILES

METRO Inc. has announced they will be leaving the AIR MILES program later this year in favour of their in-house program Moi Rewards.

Learn more here


Latest video and podcast:
This Week in RWRDS: April 19, 2024

This week we discuss how credit card reward charts rarely provide good value for economy class flights to Europe, look at a card bonus that can provide 2 flights to Europe and more in our weekly credit card and loyalty rewards newscast!

Listen or watch here

 From the RWRDS blog:

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From the blog

 The latest in points, miles, & travel:




Top 5 Credit Cards

 Featured Credit Cards:



Tangerine Money-Back Credit Card

Tangerine Money-Back Credit Card

Apply for the Tangerine Money-Back Credit Card by April 30, 2024. If you’re approved, you’ll earn an extra 10% back on up to $1,000 in everyday purchases made within your first 2 months*.

Annual Fee: $0 | Additional Cards: $0 |



Terms & Conditions apply




  • Earn 2% cashback on your choice of up to 2 categories, 0.5% money back on all other purchases
  • Have your Money-Back Rewards deposited into a Tangerine Savings Account, and get a 3rd 2% Money-Back Category.
  • Money-Back Rewards are earned automatically and paid monthly, and can either be applied towards your Credit Card balance or redeemed into your Savings Account.
  • Click here to apply for Tangerine Money-Back Credit Card


CIBC Aventura® Visa Infinite* Card



CIBC Aventura® Visa Infinite* Card

Welcome Offer: Join and get up $1,500 in value including a first year annual fee rebate!†

Annual Fee $139 | Additional Cards (Up to 3): $50 | Annual interest rate 20.99%† on purchases and 22.99%† on cash advances and 22.99% † on balance transfers | $60,000 personal or $100,000 household annual income †



Terms & Conditions apply




  • Here's how You can get up to $1,500 in value:
  • Get a total of up to 45,000 Aventura Points (up to $900 in travel value†)
  • 15,000 Aventura Points when you make your first purchase†
  • 30,000 Aventura Points when you spend $3,000 or more in the first 4 monthly statement periods†
  • Get a one-time annual fee rebate ($139) for you (the primary cardholder) and up to three authorized users ($50 each, $150 in value): up to $289 value.†
    Elevate your airport experience with 4 complimentary visits at 1,200+ lounges globally through Visa Airport Companion Program: up to $261 in value.†
  • Plus, get a NEXUS◊ Application Fee rebate†: A $50 value†

  • 2 Points for every $1 spent on travel purchased through the CIBC Rewards Centre†
  • 1.5 Points for every $1 spent at eligible gas stations, EV charging, grocery stores and drug stores†
  • 1 Point for every $1 spent on all other purchases†

  • Save on gas with CIBC and Journie Rewards
    Link and use your CIBC Aventura Visa Infinite Card with Journie Rewards to save up to 10 cents per litre† at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.†

    Plus, enjoy extra valuable travel benefits
  • Travel when it’s right for you – your Aventura Points don’t expire
  • Redeem your Aventura Points for more than travel with our Shop With Points/Pay with Points features
  • Travel local - Aventura Points can be redeemed for more than just flights – use your points for hotels and car rentals for a weekend getaway
  • This offer is not available for residents of Quebec.
  • Click here to apply for the CIBC Aventura® Visa Infinite* Card

This is a digital-exclusive offer.†
To be eligible for this offer:  
1) this offer must have been directly communicated to you from CIBC or from a partner/affiliate; and 
2) you must apply for the eligible card through the link provided in the CIBC or partner/affiliate communication to you.†
This offer is reserved for you. Please do not forward it to anyone else.

CIBC may approve your application, but you are not eligible to receive this Offer if you have opened, transferred or cancelled another Aventura card within the last 12 months.†

† Terms & Conditions Apply



Scotiabank Passport Visa Infinite Card Canada's Choice Top No Foreign Transaction Fee Card

Scotiabank Passport Visa Infinite Card

Canada's Choice for Top No Foreign Transaction Fee Rewards Credit Card 2023

Earn up to $1,300+ in value in the first 12 months, including up to 40,000 bonus Scene+ points¹ and first year annual fee waived¹. Offer ends Jul 1, 2024

Annual Fee: $150 | Additional Cards: $0 for first card $50 for each additional | Minimum Income $60,000



Terms & Conditions apply




  • Bonus offer broken down as follows:
    - Earn 30,000 bonus Scene+ Rewards points by making at least $1,000 in everyday eligible purchases in your first 3 months.
    - Plus, as a Scotiabank Passport Visa Infinite cardholder, you are eligible to earn an annual 10,000 Scene+ Rewards point bonus when you spend at least
    $40,000 in everyday net eligible purchases annually.
    - $150 primary card fee waiver for the first year
  • You’ll earn 3X Scene+ points for each dollar charged to your account on all eligible purchases1 at Sobeys, IGA, Safeway, Foodland, FreshCo, Voilà by Sobeys, Voilà by IGA, Voilà by Safeway, Chalo! FreshCo, Thrifty Foods, IGA West, Les Marchés Tradition, Rachelle Béry and Co-Op.
  • Earn 2x Scene+ Rewards® points on every $1 you spend on eligible grocery stores, dining, entertainment purchases and daily transit purchases (including buses, subways, taxis and more)
  • No Foreign Transaction Fee
  • 6 Complimentary Airport Lounge Access
  • Comprehensive Travel Insurance coverage
  • Visa Infinite* Concierge Services
  • Visa Infinite* Hotel Collection
  • Visa Infinite* Dining and Wine Country program
  • Click here to apply for Scotiabank Passport Visa Infinte Card

*See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information. Rates, fees and other information are effective as of Jan.4, 2024. Subject to change.




From the blog

 Learn:


Credit Card Spending Caps explained
Loyalty Lesson: Credit Card Spending Caps Explained

We look at how credit card issuers place caps on the accelerated earn rate categories on their cards and how some cards can really put a damper on maximizing your points and miles earning.

Learn more here
Selecting the right Aeroplan award lesson
Loyalty Lesson: Selecting the right Aeroplan flight award option to maximize the value of your points

Air Canada provides four different points payment options when redeeming for award flights - see which one provides the best value


Learn more here
First Checked Bag Free lesson
Loyalty Lesson: When a credit card first checked bag free benefit isn’t free

You may book a flight with Air Canada or WestJet with their respective credit card for the bag benefit but you should be aware of when it doesn't work


Learn more here
Points Earning Machine
Rewards Canada's Guide to picking a points earning machine

Our how to guide to picking the right big time points earning card or cards for your shopping and redeeming habits

Check it out here
Out Of Province Emergency Medical Insurance Coverage
Guide to Credit Card Out Of Province Emergency Medical Insurance Coverage

A summary of Out Of Province Emergency Medical Insurance Coverage and comparison of what the various cards provide

Learn more here
Aeroolan Cards
Which credit card earns the most Aeroplan Points?

Find out which cards earn the most Aeroplan points across a variety of credit card spend categories. You may be surprised here...

See them here



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